14 August 2026 ·

Do I need travel insurance?

Travel insurance is mandatory for some destinations, including Schengen visa applications, and strongly advisable everywhere else.

The case for it is simple: a medical emergency abroad can cost many times more than the holiday itself, and the policy typically also covers trip cancellation, lost baggage and passport assistance. We can arrange cover, including plans for senior travellers, pre-existing conditions and adventure activities, and we will explain what a policy does and does not cover before you buy.